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Paul W. Filer, President | Managing Broker

     Paul is a Nevada based mortgage broker with over 20 years of experience in lending.  He understands that his clients are all in different stages of life, whether they are purchasing their first home or their dream residence he takes the time to find just the right loan products that meets their needs.

     In addition, Paul is licensed as a Realtor in the State of Nevada with Solid Source Realty.  He is able to help you find that perfect house and handle all of the financing as well.  Having one person represent you for all aspects of the transaction is a more efficient way of handling your real estate purchase.

     Whether purchasing or refinancing, excellent credit or challenged credit, providing exceptional knowledge and service to all clients is our highest priority.

     You can reach Paul directly on his cell at 775.722.5373 or   NMLS #184715

Ron Huckabay, VP Reverse Mortgage Business Development Manager

     Ron is a seasoned professional in the mortgage industry and is based out of the Reno Nevada Area, but works within the entire state of Nevada.  He received his B.S in Business Administration from the University of California Sacramento.  During his 32 year career, Ron has served in the capacity of both a Reverse and Forward Loan Originator, a Commercial Real Estate Specialist, Sales Trainer and Branch Manager.  Ron is a disabled veteran and he advocates for his fellow veterans whenever the opportunity arises. 

     Ron is married to Debra; his wife of 40 years.  He is a father of two and a grandfather of two.  Ron was a Worship Leader for over 20 years.   He is a published song-writer and he still enjoys playing in a local band “The Basin Band”.  Ron has received numerous top producer awards throughout his long career.  One of Ron’s favorite things to do is to mentor others.  He enjoys teaching and sharing his experience with others.  Ron often says “My Mother always told me that I should have been a teacher”.  Ron is a life-long learner, a life-long teacher, and is a lover of people.  

     You can reach Ron at 775.378.1577 or at  For more information about working with Ron on a reverse mortgage visit his website.  NMLS #695748

Michelle Carlini, Senior Loan Officer

     As a mortgage broker and active realtor for 23 years, Michelle is proud that she keeps her clients at ease as she clearly and calmly explains the intricate steps of getting a loan or buying or selling a home. With this background, Michelle respects the confidential nature of the business that involves discussion about personal financial thresholds; with this experience, Michelle says she's a true problem solver who offers solutions to buyers and sellers alike. "It is my fiduciary responsibility to put my clients' needs first. I am their advocate, and it is my job to always look out after their best interests."  Her professional approach is always wrapped with a personal touch and passion to live by the Golden Rule.

     You can reach Michelle at 775-843-0216 or  Michelle is also a licensed Real Estate Broker with Solid Source Realty in Nevada and a Broker with Allison James Estates and Homes in California. BRE01161289 || NMLS #1593991

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